Judging from the current overall situation of Jiangsu's financial development, the rural financial market is lagging behind the urban financial market, and there is a partial phenomenon of "financial exclusion", which has accelerated the "financial duality” between the city and urban. At present, urban commercial banks in Jiangsu are in a leading position in terms of absolute scale and relative growth. At the same time, although rural small and medium financial institutions have also increased year-on-year, their development is still seriously lagging compared with urban commercial banks. Therefore, the vigorous development of rural finance in Jiangsu should take the development of rural inclusive finance as a strategic breakthrough, and build an inclusive financial service system with "wide coverage, with institutions in each township and services in each village, and in-depth extension of low-income families and individuals". Such measures can promote balanced and coordinated development of Jiangsu's urban and rural economy.
