Financial lease, as an emerging financial instrument in China, is closely related to the entity economy. If we build a healthy development environment, financial lease can better play its guiding role in supporting the entity economy and partially replace the function of banks and other financial institutions in supporting the entity economy.Current situation and problems1. The imperfection of laws and regulations and the absence of post-supervision mechanism make financial lease become a tool for speculators to make huge profits.2. The business structure of financial lease is out of balance, and the guiding policy to support the entity economy is not effective, which has evolved into the vassal of banks and other financial institutions.3. The credit system of financial lease has not been established, which weakens the advantages of the industry.Transmission mechanism of financial lease supporting the entity economy1. Financial lease takes the tangible "leasehold" as the medium and guides the capital to the entity economy.2. Financial lease changes the debt structure of entity enterprises and produces the effect similar to "deleveraging".3. Financial lease helps enterprises realize "Asset-light", reduce costs and defuse operational risks.4. Financial lease promotes the transformation and upgrading of technology of entity enterprises.Suggestions on improving financial lease to support the development of the entity economy1. Improve the business structure of financial lease and increase the effective supply of financial lease2. Pay attention to the formulation of industry standards, strengthen post-supervision, and guide financial lease to be used for production and operation3. Improve the financing environment of financial lease4. Establish the channel between financial lease and bank credit system, and speed up the establishment of financial lease credit system5. Accelerate the legislation of financial lease and purify the legal and market environment of financial lease
