Financial problems are always linked to the development of real economy. The real economy undertakes the main function, while finance undertakes the service function. Financial service for the real economy is not a total amount problem, but a structural problem. In terms of financial demand, there are some problems. The main financing body is still the infrastructure investment from the government, the real estate industry occupies a large number of financing resources, and the manufacturing private enterprises are facing the pain of transformation. From the perspective of financial supply, the ability of traditional financial institutions serving small and micro enterprises needs to be improved, the traditional financial model should be enhanced, and the development of capital market is relatively backward. In order to solve the institutional pain point of financial service for the real economy, we need to pay attention to the following points. The first is to further clarify the support objects. The second is to build a differentiated banking system with multi-level and wide coverage. The third is to build a standard, transparent, open, dynamic and resilient capital market. The fourth is to develop financial technology. The fifth is to pursue greater opening-up of finance. The sixth is to forestall financial risks.
