As the stabilizer and ballast of economic and social development, modern insurance service industry is not only one of the key industries in the Yangtze River Delta, but also the important guarantee and institutional arrangement for the high-quality development of the Yangtze River Delta integration. As a significant part of the modern economy, modern insurance service industry is also faced with great historical development opportunities under the background of the integrated development of the Yangtze River Delta rising to the national strategy.The integration of the insurance market in the Yangtze River Delta refers to breaking the restrictions on the business scope of insurance institutions and their branches in the Yangtze River Delta region, so as to realize the free flow of insurance practitioners and insurance services in the region.The integration of the insurance market in the Yangtze River Delta has many advantages. The insurance institutions can link with their subsidiaries to carry out integrated operation and management, break the original relatively independent boundaries on location and function, better achieve their own development, and optimize the allocation of insurance resources inside the region. The continuous advancement of the Yangtze River Delta integration will be conducive to the improvement of the insurance institutions’ business structure, and will bring greater investment and development space for the industry. In order to better realize the high-quality integrated development of the Yangtze River Delta, the insurance market integration is an essential key link.
